:root {
    --ink: #14213d;
    --muted: #63738a;
    --line: #e1e8f2;
    --soft: #f3f8ff;
    --blue: #1261d8;
    --blue-dark: #0b2f6b;
    --blue-soft: #eaf4ff;
    --accent: #ffbf1f;
    --accent-dark: #db8d00;
    --white: #ffffff;
    --shadow: 0 18px 45px rgba(12, 52, 113, .09);
    --radius: 20px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    color: var(--ink);
    font-family: 'Prompt', Tahoma, Arial, sans-serif;
    background: var(--white);
    line-height: 1.65;
    font-size: 15px;
    overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
button, input, select, textarea { font: inherit; }
main { overflow-x: hidden; }

.site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    min-height: 76px;
    padding: 12px clamp(18px, 5vw, 74px);
    background: rgba(255, 255, 255, .92);
    border-bottom: 1px solid rgba(225, 232, 242, .86);
    box-shadow: 0 12px 30px rgba(15, 35, 70, .06);
    backdrop-filter: blur(18px);
}
.brand { display: inline-flex; align-items: center; min-width: 154px; }
.brand-logo { width: 158px; max-height: 48px; object-fit: contain; }
.site-nav { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 500; color: #27384f; }
.site-nav a { padding: 10px 10px; border-radius: 999px; }
.site-nav a:hover, .site-nav a:focus { color: var(--blue); background: var(--blue-soft); outline: none; }
.nav-login { border: 1px solid var(--line); color: var(--blue-dark); }
.nav-cta {
    color: var(--blue-dark) !important;
    background: var(--accent) !important;
    box-shadow: 0 10px 22px rgba(255, 191, 31, .24);
}
.nav-with-mascot {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    white-space: nowrap;
}
.nav-mascot {
    width: 22px;
    height: 22px;
    flex: 0 0 22px;
    object-fit: contain;
    object-position: center top;
    filter: drop-shadow(0 4px 5px rgba(20, 33, 61, .12));
    transition: transform .18s ease;
}
.nav-mascot-login {
    transform: rotate(-8deg) translateY(-1px);
}
.nav-mascot-register {
    transform: rotate(7deg) translateY(-1px);
}
.nav-with-mascot:hover .nav-mascot-login,
.nav-with-mascot:focus .nav-mascot-login {
    transform: rotate(-12deg) translateY(-3px) scale(1.08);
}
.nav-with-mascot:hover .nav-mascot-register,
.nav-with-mascot:focus .nav-mascot-register {
    transform: rotate(11deg) translateY(-2px);
}
.nav-toggle {
    display: none;
    position: relative;
    width: 44px;
    height: 44px;
    border: 0;
    border-radius: 14px;
    background: var(--blue-soft);
    cursor: pointer;
}
.nav-toggle span {
    position: absolute;
    left: 12px;
    right: 12px;
    height: 2px;
    border-radius: 99px;
    background: var(--blue-dark);
    transition: .2s ease;
}
.nav-toggle span:nth-child(1) { top: 14px; }
.nav-toggle span:nth-child(2) { top: 21px; }
.nav-toggle span:nth-child(3) { top: 28px; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { top: 21px; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { top: 21px; transform: rotate(-45deg); }

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-height: 46px;
    padding: 11px 18px;
    border: 1px solid transparent;
    border-radius: 999px;
    font-weight: 600;
    cursor: pointer;
    transition: transform .16s ease, box-shadow .16s ease, background .16s ease;
}
.btn:hover, .btn:focus { transform: translateY(-1px); outline: none; }
.btn-primary {
    color: #102340;
    background: linear-gradient(135deg, #ffd24d, var(--accent));
    box-shadow: 0 16px 26px rgba(255, 191, 31, .26);
}
.btn-secondary {
    color: var(--blue-dark);
    background: var(--white);
    border-color: var(--line);
    box-shadow: 0 10px 22px rgba(15, 35, 70, .06);
}

.insur-hero {
    display: grid;
    grid-template-columns: minmax(0, 1.02fr) minmax(360px, .88fr);
    gap: 44px;
    align-items: center;
    padding: 72px clamp(18px, 5vw, 74px) 112px;
    background:
        radial-gradient(circle at 84% 20%, rgba(255, 191, 31, .24), transparent 26%),
        linear-gradient(180deg, #f7fbff 0%, #ffffff 76%);
}
.eyebrow {
    display: inline-flex;
    width: max-content;
    max-width: 100%;
    margin-bottom: 12px;
    padding: 7px 12px;
    border-radius: 999px;
    color: var(--blue);
    background: var(--blue-soft);
    font-size: 12px;
    font-weight: 700;
}
.hero-copy h1 {
    max-width: 760px;
    margin: 0 0 18px;
    color: var(--blue-dark);
    font-size: clamp(34px, 4.7vw, 58px);
    line-height: 1.13;
    font-weight: 700;
    letter-spacing: 0;
}
.hero-lead {
    max-width: 680px;
    margin: 0 0 22px;
    color: var(--muted);
    font-size: 17px;
}
.hero-badges, .hero-actions { display: flex; flex-wrap: wrap; gap: 10px; }
.hero-badges { margin-bottom: 24px; }
.hero-badges span {
    padding: 8px 12px;
    border: 1px solid var(--line);
    border-radius: 999px;
    background: var(--white);
    color: #30445f;
    font-size: 13px;
}
.license-note {
    margin-top: 22px;
    max-width: 560px;
    padding: 14px 16px;
    border: 1px solid #cfe2ff;
    border-radius: 16px;
    background: rgba(255, 255, 255, .7);
    color: #365270;
    font-size: 13px;
}
.hero-car-card {
    position: relative;
    min-height: 420px;
    padding: 22px;
    border: 1px solid rgba(18, 97, 216, .12);
    border-radius: 28px;
    background: #ffffff;
    box-shadow: var(--shadow);
    overflow: hidden;
}
.hero-car-card::before {
    content: "";
    position: absolute;
    inset: 22px 22px auto;
    height: 250px;
    border-radius: 24px;
    background: linear-gradient(135deg, #dff0ff, #fff6d8);
}
.hero-banner-image {
    position: relative;
    z-index: 1;
    width: 100%;
    height: 280px;
    object-fit: contain;
    border-radius: 24px;
}
.hero-mascot {
    position: absolute;
    z-index: 2;
    right: 26px;
    bottom: 18px;
    width: min(34vw, 168px);
    filter: drop-shadow(0 18px 22px rgba(20, 33, 61, .16));
}
.floating-plan {
    position: absolute;
    z-index: 3;
    left: 24px;
    bottom: 28px;
    min-width: 210px;
    padding: 16px;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: rgba(255, 255, 255, .92);
    box-shadow: 0 16px 34px rgba(20, 33, 61, .12);
    backdrop-filter: blur(10px);
}
.floating-plan span, .floating-plan small { display: block; color: var(--muted); font-size: 12px; }
.floating-plan strong { display: block; color: var(--blue); font-size: 24px; line-height: 1.25; }

.quote-section { margin-top: -72px; padding: 0 clamp(18px, 5vw, 74px) 64px; }
.quote-card {
    display: grid;
    grid-template-columns: .7fr 1.3fr;
    gap: 26px;
    max-width: 1180px;
    margin: 0 auto;
    padding: 26px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.quote-intro h2, .section h2, .final-cta h2 {
    margin: 0 0 10px;
    color: var(--blue-dark);
    font-size: clamp(26px, 3vw, 40px);
    line-height: 1.24;
}
.quote-intro p, .section-head p, .final-cta p { margin: 0; color: var(--muted); }
.quote-progress { display: grid; gap: 10px; margin-top: 22px; }
.quote-progress span {
    padding: 10px 12px;
    border: 1px solid var(--line);
    border-radius: 14px;
    color: var(--muted);
    background: #fbfdff;
}
.quote-progress .is-active { color: var(--blue-dark); border-color: #b7d5ff; background: var(--blue-soft); font-weight: 600; }
.quote-form {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}
.quote-form label {
    display: grid;
    gap: 7px;
    min-width: 0;
    color: #30445f;
    font-size: 13px;
    font-weight: 600;
}
.quote-form input, .quote-form select {
    width: 100%;
    max-width: 100%;
    min-width: 0;
    min-height: 46px;
    padding: 10px 13px;
    border: 1px solid var(--line);
    border-radius: 14px;
    color: var(--ink);
    background: var(--white);
    outline: none;
    font-size: 16px;
    line-height: 1.35;
}
.quote-form input:focus, .quote-form select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(18, 97, 216, .12); }
.quote-form .is-invalid { border-color: #ef4444; background: #fff7f7; }
.field-group, .privacy-check, .quote-message, .quote-submit { grid-column: 1 / -1; }
.vehicle-type {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
}
.vehicle-type label {
    position: relative;
    display: grid;
    grid-template-columns: 34px 1fr;
    align-items: center;
    gap: 12px;
    min-height: 58px;
    padding: 12px 16px;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: #fbfdff;
    color: #30445f;
    cursor: pointer;
    transition: border-color .18s ease, background .18s ease, box-shadow .18s ease, transform .18s ease;
}
.vehicle-type label:hover,
.vehicle-type label:focus-within {
    border-color: #b7d5ff;
    background: #f7fbff;
    box-shadow: 0 12px 24px rgba(18, 97, 216, .08);
    transform: translateY(-1px);
}
.vehicle-type input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}
.vehicle-type label::before {
    content: "";
    display: block;
    width: 30px;
    height: 30px;
    border: 2px solid #c7d5e8;
    border-radius: 50%;
    background: var(--white);
    transition: border-color .18s ease, background .18s ease, box-shadow .18s ease;
}
.vehicle-type label::after {
    content: "";
    position: absolute;
    left: 25px;
    top: 50%;
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: var(--blue);
    box-shadow: 0 0 0 7px rgba(18, 97, 216, .12);
    transform: translateY(-50%) scale(0);
    transition: transform .18s ease;
}
.vehicle-type label:has(input:checked) {
    border-color: #8fc2ff;
    background: linear-gradient(180deg, #f4f9ff, #ffffff);
    box-shadow: 0 14px 30px rgba(18, 97, 216, .12);
}
.vehicle-type label:has(input:checked)::before {
    border-color: var(--blue);
    background: #eef6ff;
}
.vehicle-type label:has(input:checked)::after {
    transform: translateY(-50%) scale(1);
}
.vehicle-type span {
    display: block;
    min-width: 0;
    color: var(--blue-dark);
    font-size: 14px;
    font-weight: 700;
    line-height: 1.35;
    white-space: nowrap;
}
.privacy-check {
    display: flex !important;
    align-items: flex-start;
    gap: 10px !important;
    font-weight: 400 !important;
}
.privacy-check input { width: 18px; min-height: 18px; margin-top: 4px; }
.quote-message { min-height: 24px; color: #b42318; font-size: 13px; }
.quote-message.success { color: #067647; }
.quote-submit.is-loading { pointer-events: none; opacity: .78; }

.section { padding: 68px clamp(18px, 5vw, 74px); }
.soft-section { background: var(--soft); }
.section-head {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 22px;
    margin-bottom: 28px;
}
.section-head > div { max-width: 780px; }
.benefit-grid, .product-grid, .plan-grid, .promo-grid, .article-grid, .review-grid {
    display: grid;
    gap: 18px;
}
.benefit-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.product-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.plan-grid, .promo-grid, .article-grid, .review-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.benefit-card, .product-card, .plan-card, .promo-card, .article-card, .review-grid article, .step-grid article {
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--white);
    box-shadow: var(--shadow);
}
.benefit-card, .product-card, .plan-card, .review-grid article, .step-grid article { padding: 22px; }
.benefit-card span, .step-grid span {
    display: inline-flex;
    margin-bottom: 14px;
    color: var(--blue);
    font-weight: 700;
}
.benefit-card h3, .product-card h3, .plan-card h3, .promo-card h3, .article-card h3, .step-grid h3 {
    margin: 0 0 8px;
    color: var(--blue-dark);
    font-size: 19px;
    line-height: 1.35;
}
.benefit-card p, .product-card p, .promo-card p, .article-card p, .step-grid p, .review-grid p {
    margin: 0;
    color: var(--muted);
}
.line-icon {
    display: grid;
    place-items: center;
    width: 54px;
    height: 54px;
    margin-bottom: 14px;
    border-radius: 17px;
    color: var(--blue-dark);
    background: linear-gradient(135deg, var(--blue-soft), #fff6d8);
    font-size: 13px;
    font-weight: 700;
}
.product-card a, .promo-card a, .article-card a { display: inline-flex; margin-top: 14px; color: var(--blue); font-weight: 600; }
.step-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
}

.plan-card { display: grid; gap: 14px; }
.plan-logo {
    display: grid;
    place-items: center;
    width: 92px;
    height: 58px;
    border: 1px solid var(--line);
    border-radius: 16px;
    background: #fbfdff;
}
.plan-logo img { max-width: 78px; max-height: 38px; object-fit: contain; }
.plan-logo span, .partner-logo span {
    display: grid;
    place-items: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    color: var(--white);
    background: var(--blue);
}
.plan-company { margin: -10px 0 0; color: var(--muted); }
.plan-price strong { color: var(--blue); font-size: 34px; line-height: 1; }
.plan-price span { margin-left: 6px; color: var(--muted); }
.plan-card dl { display: grid; gap: 8px; margin: 0; }
.plan-card dl div { display: flex; justify-content: space-between; gap: 12px; padding-bottom: 8px; border-bottom: 1px dashed var(--line); }
.plan-card dt { color: var(--muted); }
.plan-card dd { margin: 0; color: var(--ink); font-weight: 600; text-align: right; }
.plan-card ul { margin: 0; padding-left: 20px; color: var(--muted); }
.plan-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.plan-actions .btn { min-height: 42px; padding-inline: 12px; font-size: 13px; }

.promo-card { overflow: hidden; }
.promo-card img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; background: var(--blue-soft); }
.promo-card div { padding: 18px; }
.promo-badge {
    display: inline-flex;
    margin-bottom: 10px;
    padding: 5px 10px;
    border-radius: 999px;
    color: var(--blue-dark);
    background: #fff2bf;
    font-size: 12px;
    font-weight: 700;
}
.promo-card strong { display: block; margin-bottom: 8px; color: var(--blue); font-size: 20px; }

.partner-carousel {
    position: relative;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: #fbfdff;
    box-shadow: var(--shadow);
}
.partner-carousel::before, .partner-carousel::after {
    content: "";
    position: absolute;
    top: 0;
    bottom: 0;
    z-index: 2;
    width: 82px;
    pointer-events: none;
}
.partner-carousel::before { left: 0; background: linear-gradient(90deg, #fbfdff, rgba(251, 253, 255, 0)); }
.partner-carousel::after { right: 0; background: linear-gradient(270deg, #fbfdff, rgba(251, 253, 255, 0)); }
.partner-track {
    display: flex;
    width: max-content;
    gap: 14px;
    padding: 18px;
    animation: partnerSlide 38s linear infinite;
}
.partner-logo {
    flex: 0 0 168px;
    display: grid;
    place-items: center;
    height: 96px;
    padding: 14px;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: var(--white);
}
.partner-logo img { max-width: 126px; max-height: 48px; object-fit: contain; }
.partner-carousel:hover .partner-track { animation-play-state: paused; }
@keyframes partnerSlide { from { transform: translateX(0); } to { transform: translateX(-50%); } }

.review-section {
    display: grid;
    grid-template-columns: .8fr 1.2fr;
    gap: 28px;
    background: linear-gradient(135deg, var(--blue-dark), #1261d8);
    color: var(--white);
}
.review-section h2, .review-section .eyebrow { color: var(--white); }
.review-section .eyebrow { background: rgba(255, 255, 255, .14); }
.review-summary p, .review-grid p { color: rgba(255, 255, 255, .78); }
.rating { margin: 14px 0; color: var(--accent); font-size: 44px; font-weight: 700; line-height: 1; }
.review-grid article { border-color: rgba(255, 255, 255, .14); background: rgba(255, 255, 255, .1); box-shadow: none; }
.review-grid strong { display: block; margin-bottom: 8px; color: var(--white); font-size: 18px; }
.review-grid span { display: block; margin-top: 14px; color: #d8e8ff; font-size: 13px; }

.article-card { overflow: hidden; }
.article-card img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.article-card div { padding: 18px; }
.article-card span { color: var(--muted); font-size: 13px; }
.empty-state {
    padding: 28px;
    border: 1px dashed #b8c7d9;
    border-radius: 18px;
    color: var(--muted);
    background: #fbfdff;
    text-align: center;
}

.contact-hero {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 320px;
    gap: 32px;
    align-items: center;
    padding: 64px clamp(18px, 5vw, 74px);
    background:
        radial-gradient(circle at 78% 22%, rgba(255, 191, 31, .22), transparent 24%),
        linear-gradient(180deg, #f7fbff, #ffffff);
}
.contact-hero h1 {
    max-width: 820px;
    margin: 0 0 16px;
    color: var(--blue-dark);
    font-size: clamp(32px, 4.4vw, 52px);
    line-height: 1.16;
    letter-spacing: 0;
}
.contact-hero p {
    max-width: 720px;
    margin: 0 0 22px;
    color: var(--muted);
    font-size: 16px;
}
.contact-hero-card {
    display: grid;
    justify-items: center;
    gap: 8px;
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
    text-align: center;
}
.contact-hero-card img {
    width: 156px;
    filter: drop-shadow(0 16px 18px rgba(20, 33, 61, .14));
}
.contact-hero-card strong { color: var(--blue-dark); font-size: 18px; }
.contact-hero-card span { color: var(--muted); font-size: 13px; }
.contact-section { padding-top: 30px; }
.contact-info-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
    margin-bottom: 24px;
}
.contact-mini-card {
    display: grid;
    gap: 6px;
    padding: 20px;
    border: 1px solid var(--line);
    border-radius: 20px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.contact-mini-card span {
    color: var(--blue);
    font-size: 12px;
    font-weight: 700;
}
.contact-mini-card strong {
    color: var(--blue-dark);
    font-size: 18px;
    line-height: 1.35;
    overflow-wrap: anywhere;
}
.contact-mini-card a {
    width: max-content;
    color: var(--blue);
    font-weight: 600;
}
.contact-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(320px, .75fr);
    gap: 24px;
    align-items: start;
}
.contact-form-card,
.contact-company-card {
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.contact-form-card { padding: 26px; }
.contact-form-card { overflow: hidden; }
.contact-company-card {
    position: sticky;
    top: 96px;
    padding: 24px;
}
.contact-form-card h2,
.contact-company-card h2 {
    margin: 0 0 8px;
    color: var(--blue-dark);
    font-size: 28px;
    line-height: 1.25;
}
.contact-form-card > p {
    margin: 0 0 18px;
    color: var(--muted);
}
.contact-form {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    min-width: 0;
}
.contact-form label {
    display: grid;
    gap: 7px;
    min-width: 0;
    color: #30445f;
    font-size: 13px;
    font-weight: 600;
}
.contact-form .span-2 { grid-column: 1 / -1; }
.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    max-width: 100%;
    min-width: 0;
    min-height: 46px;
    padding: 10px 13px;
    border: 1px solid var(--line);
    border-radius: 14px;
    color: var(--ink);
    background: var(--white);
    outline: none;
    font-size: 16px;
    line-height: 1.35;
}
.contact-form textarea {
    min-height: 138px;
    resize: vertical;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    border-color: var(--blue);
    box-shadow: 0 0 0 4px rgba(18, 97, 216, .12);
}
.is-invalid { border-color: #ef4444 !important; background: #fff7f7 !important; }
.privacy-note {
    padding: 12px 14px;
    border: 1px solid #cfe2ff;
    border-radius: 14px;
    color: #365270;
    background: var(--blue-soft);
    font-size: 13px;
    font-weight: 400;
}
.alert {
    padding: 12px 14px;
    border-radius: 14px;
    margin-bottom: 14px;
}
.alert-success {
    color: #067647;
    background: #ecfdf3;
    border: 1px solid #abefc6;
}
.alert-error {
    color: #b42318;
    background: #fef3f2;
    border: 1px solid #fecdca;
}
.company-list {
    display: grid;
    gap: 12px;
}
.company-list div {
    padding-bottom: 12px;
    border-bottom: 1px dashed var(--line);
}
.company-list div:last-child { border-bottom: 0; padding-bottom: 0; }
.company-list span {
    display: block;
    color: var(--muted);
    font-size: 12px;
    font-weight: 600;
}
.company-list strong {
    display: block;
    margin-top: 3px;
    color: var(--ink);
    font-weight: 500;
    overflow-wrap: anywhere;
}
.company-list a { color: var(--blue); }
.contact-map {
    margin-top: 24px;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.contact-map iframe {
    width: 100%;
    min-height: 360px;
    border: 0;
    display: block;
}

.register-hero {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 360px;
    gap: 34px;
    align-items: center;
    padding: 64px clamp(18px, 5vw, 74px);
    background:
        radial-gradient(circle at 78% 20%, rgba(255, 191, 31, .22), transparent 25%),
        linear-gradient(180deg, #f7fbff, #ffffff);
}
.register-hero h1 {
    max-width: 850px;
    margin: 0 0 16px;
    color: var(--blue-dark);
    font-size: clamp(32px, 4.4vw, 52px);
    line-height: 1.16;
}
.register-hero p {
    max-width: 760px;
    margin: 0 0 22px;
    color: var(--muted);
    font-size: 16px;
}
.register-flow-card {
    display: grid;
    justify-items: center;
    gap: 16px;
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.register-flow-card img {
    width: 142px;
    filter: drop-shadow(0 16px 18px rgba(20, 33, 61, .14));
}
.register-flow-card ol {
    display: grid;
    gap: 10px;
    width: 100%;
    margin: 0;
    padding: 0;
    list-style: none;
    counter-reset: registerStep;
}
.register-flow-card li {
    counter-increment: registerStep;
    display: grid;
    grid-template-columns: 34px 1fr;
    gap: 10px;
    align-items: center;
    color: #30445f;
    font-weight: 600;
}
.register-flow-card li::before {
    content: counter(registerStep);
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    color: var(--blue-dark);
    background: #fff2bf;
}
.register-section { padding-top: 30px; }
.register-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.22fr) minmax(320px, .78fr);
    gap: 24px;
    align-items: start;
}
.register-form-card,
.register-info-card {
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.register-form-card {
    overflow: hidden;
    padding: 26px;
}
.register-info-card {
    position: sticky;
    top: 96px;
    padding: 24px;
}
.register-form-card h2,
.register-info-card h2 {
    margin: 0 0 8px;
    color: var(--blue-dark);
    font-size: 28px;
    line-height: 1.25;
}
.register-form-card > p {
    margin: 0 0 18px;
    color: var(--muted);
}
.member-consent {
    display: flex !important;
    align-items: flex-start;
    gap: 10px !important;
    padding: 12px 14px;
    border: 1px solid #cfe2ff;
    border-radius: 14px;
    background: var(--blue-soft);
    color: #365270 !important;
    font-weight: 400 !important;
}
.member-consent input {
    width: 18px;
    min-height: 18px;
    margin-top: 4px;
}
.register-info-list {
    display: grid;
    gap: 12px;
    margin-bottom: 18px;
}
.register-info-list div {
    padding: 14px;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: #fbfdff;
}
.register-info-list strong {
    display: block;
    color: var(--blue-dark);
    margin-bottom: 4px;
}
.register-info-list p {
    margin: 0;
    color: var(--muted);
    font-size: 13px;
}

.article-hub-hero {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 330px;
    gap: 34px;
    align-items: center;
    padding: 64px clamp(18px, 5vw, 74px);
    background:
        radial-gradient(circle at 78% 20%, rgba(255, 191, 31, .2), transparent 25%),
        linear-gradient(180deg, #f7fbff, #ffffff);
}
.article-hub-hero h1 {
    max-width: 820px;
    margin: 0 0 16px;
    color: var(--blue-dark);
    font-size: clamp(32px, 4.6vw, 54px);
    line-height: 1.16;
    letter-spacing: 0;
}
.article-hub-hero p {
    max-width: 720px;
    margin: 0;
    color: var(--muted);
    font-size: 16px;
}
.article-hub-stats {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 24px;
}
.article-hub-stats span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 9px 13px;
    border: 1px solid var(--line);
    border-radius: 999px;
    background: var(--white);
    color: #365270;
    font-size: 13px;
}
.article-hub-stats strong { color: var(--blue); }
.article-hub-guide {
    display: grid;
    gap: 10px;
    justify-items: center;
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: var(--white);
    box-shadow: var(--shadow);
    text-align: center;
}
.article-hub-guide img {
    width: 150px;
    filter: drop-shadow(0 16px 18px rgba(20, 33, 61, .14));
}
.article-hub-guide strong { color: var(--blue-dark); font-size: 18px; }
.article-hub-guide span { color: var(--muted); font-size: 13px; }
.article-hub-guide .btn { width: 100%; margin-top: 6px; }
.article-hub-section { padding-top: 34px; }
.article-featured {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(360px, .95fr);
    gap: 0;
    overflow: hidden;
    margin-bottom: 36px;
    border: 1px solid var(--line);
    border-radius: 28px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.article-featured-image {
    display: block;
    min-height: 360px;
    background: var(--blue-soft);
}
.article-featured-image img {
    width: 100%;
    height: 100%;
    min-height: 360px;
    object-fit: cover;
}
.article-featured-content {
    display: grid;
    align-content: center;
    padding: clamp(24px, 4vw, 42px);
}
.article-meta {
    margin-bottom: 10px;
    color: var(--muted);
    font-size: 13px;
    font-weight: 500;
}
.article-featured-content h2 {
    margin: 0 0 12px;
    color: var(--blue-dark);
    font-size: clamp(26px, 3.1vw, 38px);
    line-height: 1.25;
}
.article-featured-content p {
    margin: 0 0 20px;
    color: var(--muted);
}
.article-featured-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}
.article-toolbar {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 24px;
    margin-bottom: 24px;
}
.article-toolbar h2 {
    margin: 0 0 8px;
    color: var(--blue-dark);
    font-size: clamp(26px, 3vw, 38px);
    line-height: 1.25;
}
.article-toolbar p { margin: 0; color: var(--muted); }
.article-categories {
    display: flex;
    flex-wrap: wrap;
    justify-content: flex-end;
    gap: 8px;
    max-width: 520px;
}
.article-categories span {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 8px 11px;
    border: 1px solid var(--line);
    border-radius: 999px;
    background: #fbfdff;
    color: #365270;
    font-size: 13px;
    font-weight: 600;
}
.article-categories small {
    display: inline-grid;
    place-items: center;
    min-width: 22px;
    height: 22px;
    padding: 0 6px;
    border-radius: 999px;
    color: var(--blue-dark);
    background: #fff2bf;
}
.article-list-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}
.article-list-card {
    display: grid;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: 22px;
    background: var(--white);
    box-shadow: var(--shadow);
}
.article-list-image {
    display: block;
    background: var(--blue-soft);
}
.article-list-image img {
    width: 100%;
    aspect-ratio: 16 / 10;
    object-fit: cover;
    transition: transform .22s ease;
}
.article-list-card:hover .article-list-image img { transform: scale(1.025); }
.article-list-body {
    display: grid;
    padding: 19px;
}
.article-list-body h3 {
    margin: 0 0 10px;
    color: var(--blue-dark);
    font-size: 19px;
    line-height: 1.38;
}
.article-list-body p {
    margin: 0;
    color: var(--muted);
}
.read-more {
    display: inline-flex;
    width: max-content;
    margin-top: 15px;
    color: var(--blue);
    font-weight: 700;
}
.article-pagination-wrap { margin-top: 30px; }
.web-pagination {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
}
.web-pagination a {
    min-width: 42px;
    padding: 9px 12px;
    border: 1px solid var(--line);
    border-radius: 14px;
    color: var(--blue-dark);
    background: var(--white);
    text-align: center;
}
.web-pagination a.active {
    color: var(--white);
    background: var(--blue);
    border-color: var(--blue);
}
.article-empty-state {
    display: grid;
    justify-items: center;
    max-width: 720px;
    margin: 0 auto;
    padding: 42px 24px;
    border: 1px dashed #b8c7d9;
    border-radius: 26px;
    background: #fbfdff;
    text-align: center;
}
.article-empty-state img { width: 132px; margin-bottom: 12px; }
.article-empty-state h2 {
    margin: 0 0 8px;
    color: var(--blue-dark);
}
.article-empty-state p {
    margin: 0 0 18px;
    color: var(--muted);
}

.faq-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 30px; align-items: start; }
.faq-copy { position: sticky; top: 96px; }
.faq-copy img { width: 170px; margin-top: 18px; filter: drop-shadow(0 16px 20px rgba(20, 33, 61, .14)); }
.faq-list { display: grid; gap: 12px; }
.faq-item {
    border: 1px solid var(--line);
    border-radius: 18px;
    background: var(--white);
    box-shadow: 0 12px 28px rgba(12, 52, 113, .05);
    overflow: hidden;
}
.faq-question {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 14px;
    width: 100%;
    padding: 18px;
    border: 0;
    color: var(--blue-dark);
    background: var(--white);
    text-align: left;
    cursor: pointer;
}
.faq-question span { font-weight: 600; }
.faq-question small {
    align-self: start;
    padding: 4px 9px;
    border-radius: 999px;
    color: var(--blue);
    background: var(--blue-soft);
}
.faq-question::after { content: "+"; grid-column: 2; grid-row: 1; margin-top: 25px; color: var(--blue); font-size: 22px; }
.faq-question[aria-expanded="true"]::after { content: "-"; }
.faq-answer { padding: 0 18px 18px; color: var(--muted); }
.faq-answer p { margin: 0; }

.final-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    margin: 0 clamp(18px, 5vw, 74px) 64px;
    padding: 32px;
    border-radius: 28px;
    color: var(--white);
    background: linear-gradient(135deg, var(--blue-dark), var(--blue));
}
.final-cta h2, .final-cta p, .final-cta .eyebrow { color: var(--white); }
.final-cta .eyebrow { background: rgba(255,255,255,.14); }

.cookie-consent {
    position: fixed;
    left: 18px;
    right: 18px;
    bottom: 18px;
    z-index: 70;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    max-width: 860px;
    margin: 0 auto;
    padding: 16px;
    border: 1px solid var(--line);
    border-radius: 20px;
    background: rgba(255, 255, 255, .96);
    box-shadow: var(--shadow);
    backdrop-filter: blur(14px);
}
.cookie-consent p { margin: 4px 0 0; color: var(--muted); }
.cookie-consent[hidden] { display: none; }

.site-footer {
    padding: 44px clamp(18px, 5vw, 74px) 24px;
    color: #dbe8ff;
    background: #071b3d;
}
.footer-grid { display: grid; grid-template-columns: 1.1fr .7fr 1fr; gap: 28px; }
.site-footer strong, .site-footer h3 { color: var(--white); }
.site-footer h3 { margin: 0 0 10px; font-size: 17px; }
.site-footer p { margin: 7px 0 0; color: #b9c9e2; }
.site-footer a, .site-footer span { display: block; margin: 5px 0; color: #dbe8ff; }
.footer-bottom { margin-top: 28px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.12); color: #aabbd3; font-size: 13px; }
.mobile-actions { display: none; }

@media (max-width: 1120px) {
    .site-nav { gap: 4px; font-size: 13px; }
    .insur-hero { grid-template-columns: 1fr; padding-bottom: 104px; }
    .hero-visual { max-width: 620px; }
    .quote-card { grid-template-columns: 1fr; }
    .benefit-grid, .product-grid, .plan-grid, .promo-grid, .article-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .step-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 980px) {
    .nav-toggle { display: inline-block; }
    .site-header { align-items: center; }
    .site-nav {
        display: none;
        position: absolute;
        left: 16px;
        right: 16px;
        top: 76px;
        padding: 14px;
        border: 1px solid var(--line);
        border-radius: 20px;
        background: var(--white);
        box-shadow: var(--shadow);
        flex-direction: column;
        align-items: stretch;
    }
    .site-nav.is-open { display: flex; }
    .site-nav a { text-align: center; }
    .review-section, .faq-layout { grid-template-columns: 1fr; }
    .faq-copy { position: static; }
    .contact-hero, .contact-layout { grid-template-columns: 1fr; }
    .contact-company-card { position: static; }
    .contact-info-grid { grid-template-columns: 1fr; }
    .register-hero, .register-layout { grid-template-columns: 1fr; }
    .register-info-card { position: static; }
    .article-hub-hero, .article-featured { grid-template-columns: 1fr; }
    .article-toolbar { display: block; }
    .article-categories { justify-content: flex-start; max-width: none; margin-top: 14px; }
    .article-list-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 720px) {
    body { font-size: 14px; }
    .site-header { min-height: 68px; padding: 10px 16px; }
    .brand-logo { width: 134px; }
    .site-nav { top: 68px; }
    .insur-hero { padding: 42px 18px 84px; gap: 26px; }
    .hero-copy h1 { font-size: 34px; }
    .hero-lead { font-size: 15px; }
    .hero-car-card { min-height: 350px; border-radius: 22px; }
    .hero-banner-image { height: 220px; }
    .hero-mascot { width: 116px; }
    .floating-plan { left: 18px; right: 18px; bottom: 18px; min-width: 0; }
    .quote-section { margin-top: -54px; padding: 0 18px 46px; }
    .quote-card { padding: 18px; border-radius: 22px; }
    .quote-form, .vehicle-type, .benefit-grid, .product-grid, .plan-grid, .promo-grid, .article-grid, .review-grid, .step-grid, .footer-grid { grid-template-columns: 1fr; }
    .contact-hero { padding: 42px 18px; }
    .contact-hero h1 { font-size: 32px; }
    .contact-form { grid-template-columns: 1fr; }
    .contact-form-card, .contact-company-card { padding: 20px; border-radius: 22px; }
    .register-hero { padding: 42px 18px; }
    .register-hero h1 { font-size: 32px; }
    .register-form-card, .register-info-card { padding: 20px; border-radius: 22px; }
    .article-hub-hero { padding: 42px 18px; }
    .article-hub-hero h1 { font-size: 32px; }
    .article-hub-guide { padding: 20px; }
    .article-featured { border-radius: 22px; }
    .article-featured-image,
    .article-featured-image img { min-height: 220px; }
    .article-featured-content { padding: 22px; }
    .article-featured-actions { display: grid; }
    .article-list-grid { grid-template-columns: 1fr; }
    .section { padding: 48px 18px; }
    .section-head { display: block; }
    .section-head .btn { width: 100%; margin-top: 14px; }
    .plan-actions { grid-template-columns: 1fr; }
    .faq-question { grid-template-columns: 1fr; }
    .faq-question::after { grid-column: 1; grid-row: auto; margin-top: 0; }
    .final-cta { display: grid; margin: 0 18px 46px; padding: 24px; }
    .cookie-consent { display: grid; bottom: 72px; }
    .cookie-consent .btn { width: 100%; }
    .mobile-actions {
        position: fixed;
        left: 0;
        right: 0;
        bottom: 0;
        z-index: 60;
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        border-top: 1px solid var(--line);
        background: var(--white);
        box-shadow: 0 -12px 28px rgba(15, 35, 70, .08);
    }
    .mobile-actions a { padding: 13px 8px; text-align: center; color: var(--blue); font-weight: 600; }
    .site-footer { padding-bottom: 82px; }
}